You will make a million online, but not with this guy, Clickbait monkey.

So in a previous post that can be found here I presented a video from a YouTuber with the amazing headline “Make $100 in five minutes” and set about seeing if this was actually the case, there are two parts to the results and a rather sad and cliche ending to the video that he hasn’t even taken the time to remove the comments about that are underneath the video.

For your reference this is the video in question

Currently he has 130k subscribers and runs ads on his videos, so we know he is getting paid, but what about us? what about the reason you watched the bloody video in the first place, well no you are not going to earn $100 in five minutes, without spending some money and having a great amount of luck.

The process is simple you go to a site like Fiverr.com and advertise your services for a wide range of professional people to come and pay you upwards of $70 and $100 for providing them with a quality video advert or a video logo, and you will do this on https://quickengigs.com/ which is the same idea as Fiverr but has (according to our host) zero competition, however on first inspection it also appears to attract zero customers as well because try as I might I could not find a single GIG with a rating or a number of orders associated with it, the first page on fiverr has GIG’s with ratings into the hundreds whereas on quickengigs there are literally zeros after each person, it is as if they have bought the Fiverr site as a whitelabel and just forgotten to promote or launch it, however I have no experience with the site so I will not pass judgement.

So let’s move onto the theory behind the opportunity, well the idea is simple, you advertise that you can do video editing and set a price, say $100 and then just wait, on somebody taking you up on this you would go to the following sites.

  1. https://flixpress.com/ in order to create your professional video
  2. https://videocreek.com/ to make your logo / intro, then you simply deliver these to the client (or string of clients) and all is well.

There are several problems with this, the first and foremost is I do not see why you would not use Fiverr this other site just seems to have no traffic, in fact from the site http://www.siteworthtraffic.com we can see that it is worth next to nothing.

As opposed to

My second issue is the complete omission that this will cost money, I have no idea where he thinks the customers will come from but they are not going to pay $70 for a video that is of poor quality and has a watermark in it, and that is what you will get for free, these places are out to make money and they will not give away a saleable product for nothing, in the case of videocreek for instance, it is free for a 240p video with a watermark in it and then $7.99 for one at 720p and $9.99 for 1080 both with no watermark, bear in mind that the majority of times the customer will require a first draft or a proof of concept before paying for the final product, this could get expensive 3 or 4 revisions down the line.

That being said I have to say that on the face of it the two websites that were mentioned to provide the content looked really easy to use and seemed to be capable of producing very high quality end products, I have no doubt that you could quite easily make a reasonable living on the side with this and a bit of savvy as well as a bit of time to let the money build up through sales.

But I would definitely not follow this video as it absolute rubbish, completely and idea that he has thought up and made a video of to get to his real sell, the fact that he is involved in a funnel scheme himself! oh the irony, the hope is that once you see how good the idea is that you would be enticed in the $10,000 a month from the scam funnel underneath the thinly disguised affiliate link.

Conclusion

Utter Shi* avoid like the plague, this is a good and proven business model on other platforms such as Fiverr but you will need more than the 127 unique visitors to the site to get any traffic, laughable to be honest, but try Fiverr, and think through what you are going to do if you are good enough you can easily take some of the money being spent there.

Want to make a million? follow me and lets see if we can.

So you are stuck inside and you think this could just be the best time to start an online business, after all amidst all the stock market strife that is happening right now Amazons share price is $1,846.09 and although it has dropped 34%at last market close that is still the dream, to be as wealthy as Bezos and live a life of luxury, it would appear that that tide of inspirational videos and ways to make money online just keep coming in from the well shot polished video with some royalty free music in the background to the simple video shot on a white background to keep it “real”, there is something for everyone, but bear this in mind, all the time you spend watching these videos is time you are not spending doing anything about it, I am furious, literally beside myself with anger at the way the vast majority of people on these channels seem to think I have an endless amount of time to listen to the same piece of advice over and over again to different music and of course different adverts running in the background, a lot of the claims however have been reduced to $100’s a day or week instead of thousands, but this is still bullshit, complete and utter bullshit.

I don’t want to become a person who just sits at home calling out these leeches but somebody has to because you can literally spend hours watching this tripe with absolutely no beneficial effect, the aim with the clickbait headlines is to get the ad revenue everybody wants to be pew die pie, but guess what it ain’t gonna happen.

Really unpopular point #1

You cannot cannot cannot, make any serious kind of income in a small amount of time each day with the majority if not all of these schemes. are you familiar with the old low cost high volume business model ? that worked because you could sell thousands of individual product at low cost and make money due to volume, bear in mind that every time you go down the rabbit hole with one of these schemes itis the same model, except that the product is your time, and there isn’t thousands and thousands of hours out there, so no you cannot start or run one of these in your spare time, cos you won’t have any, or have any money either.

Am I talking rubbish ?

I hate hypocrisy so I am going to test my theory, below is a linked video that claims I can make $100 in 5 minutes, by yet another millennial success story that went from serving burgers and fries to people through a hatch to being worth nearly half a million dollars, I am going to follow this video to the letter, and see if we can get $100 a day, if we do all well and good, if not then it will be added to the rogues gallery.

Let’s see

Please Please Please

If you try and get better or worse results with this or any program on my site then let me know, leave a comment and explain what you did different and we can compare notes, learning is the most important thing. my point is that you have to choose very carefully what you learn.

I really want to be wrong honestly I do, but the only way to find out is to start so that is what I will do, dissect the advice on each chosen video and follow it to the letter, wish me luck.

Want to see how this turned out ?

Should we be trying to make money during this situation?

It is now obvious that this is going to be a long drawn out process, businesses are closing their doors and funded with government money are putting employees on furlough, given the complete inability of the Great British public to stay indoors it looks like even more restrictive measures will be put in place to slow the spread of this virus, for some however this presents an opportunity, a way of leveraging the falling markets for their own gain, as millions is stripped off of stocks seemingly every hour they are buying up cheap stock as if it is going out of fashion.

I, as a capitalist cannot with a straight face say that this is a bad thing and you, like me may well be tempted to speculate with what money you have based on the now numerous YouTube videos from these millionaires telling you how they are going to make so much money in the future.

It is a great idea, but stop to think for a minute, this (in the UK at least) is only just beginning to take hold, there are a lot of companies that will not be able to sustain the downturn and their stock will dwindle to nothing, remember the markets and a lot of business was not doing so well before Corona came along. there is actually now reason to think that it will suddenly all go back to normal after the pandemic is over, in fact it is my opinion and one that is growing steadily among others that life will literally never be the same after this, too many firm held beliefs and control structures have been challenged and show to be incorrect.

Traditional business models

Already on the ropes, traditional business models may well see this as the final curtain call, long commutes congested over crowded city centres, huge budget air conditioned offices and constant flights among business users may well be a thing of the past, seen currently as a necessary evil in the name of business progress, new ways of working are being utilised now more than ever, just as some of the biggest medical breakthroughs came from war and famine, so to will come the implementation of a better way, a cleaner way, and one that costs a lot less money, business is being conducted over the internet and work is being done remotely, all with relative seamless adoption, this adoption is based on need, substantial change never comes from patient lobbying, or protest even if the protest or the point is valid, change is only tolerated when it is required to meet an adversary head on, to fight back against great odds and win at all costs because we are fighting for our way of life, how easy will it be to justify the recommencement of wholesale business trips or large office space when we have already proved that business will not stop because we can’t travel, or that people can just as easily work from home because the infrastructure was put in place when they couldn’t get into the office, with all this in mind it would be beneficial to look at any company that looks like a good investment and consider how their business model will change post covid-19.

Human habit will change

One of my pet peeves has always been the pursuit of money for money’s sake, as in literally the desire to have more money just so you have more money, and not to do anything with it, the fact is that money has always bought opportunity, it has always bought time from the rat race and the “paypacket enslavement”, as we move forward through this situation and notice the huge sums of money that governments can now access to help with the worries of business and of the person on the street, we work from home and see more of out families than at any point in recent history, we cannot escape the feeling that society as we know it is a tissue of lies and mi-representation, additionally when forced to go back to more traditional ways of living, cooking on a regular basis, spending time with children and significant others, the vast majority of people will inevitably question the way we lived before, chasing from one place to another, living life through a phone screen and children who know what Instagram is before they know their times tables, it is not too much of a stretch to say that life has become so cynical (on the whole) that there may be some good to the human condition that comes from this, of course we may just go back to our previous ways once the danger has passed but if enough people think clearly, we should be able to see the benefits of using modern technology as a vehicle for something more than trying to be a millionaire for nothing more than pouring ice over yourself, we can enjoy holidays with loved ones and still cut the planes in the sky by a significant amount, and no matter what you may or may not think about pollution the fact is that they do pollute and the less of them in the air the better, and possibly if more people can work from home we could make the air in our cities breathable again, rather than just trying to make more money by charging people to be able to pollute the atmosphere.

Panic Bringing out the worst in people

Any event such as this runs a certain way, people panic and cause more chaos in the first few weeks of the situation than the underlying cause, in the UK there is no supply chain issue (at the time of writing) other than that that has been caused by the panic buying of some of the most ridiculous items, Don’t get me wrong I understand the panic that must be setting in among certain groups of people, and of course the reality is that no matter how much moral high-ground you take and refuse to join in with the hysteria eventually you have to, maintaining morals for too long in a situation like this just means that you starve, but it is important to realise that this not merely people being scared and panicking because they fear any kind of extinction event, the thin veneer of social politeness is easily scraped away and we soon see modern society for the ugly egotistical and self serving animal that it is, there are no justifications for what is going on in the country right now but we have to queue with the rest first thing in the morning to get milk and bread just the same, because if we don’t there won’t be any when we go later, this is a lesson that will be well remembered after this disaster has passed, make no mistake this is a disaster and it will get worse before getting better, but when the dust settles and the smoke clears remember that when push came to shove you only had yourself and a handful of people that you could truly rely on, so after this is all over think very carefully about all the “friends” on Facebook and the “followers” on Instagram, think about the time that is taken from your life and that of your family while pandering to these people that ultimately would stand on you to get a pack of toilet roll.

Don’t expect that you will be a millionaire after all this.

Another thing to bear in mind is that the vast majority of us do not have the kind of money to invest that the YouTube “guru’s” have so any upturn we are likely to see will not improve our lives indefinitely and is actually likely to just provide a nice little lump sum when whoever we invested in gets back on their feet, with enough time spent fighting this thing the way we use and value money itself may change, and we should be prepared for that.

All in all the best thing to do at the minute is think with a clear head, think slow and act with purpose, frivolous action could have a massive detriment on a far wider reaching mass than we can imagine, life now is the butterfly effect.

Building a better 2020

So we are entering the final months of 2019, and I can bet that for the vast majority of us we are no further forward than we were this time last year and for some of us we may actually be worse off, and that will be further exacerbated by the up coming festive season and the pressure from both the media and advertisers as well as the personal pressure you put on yourself to spend money on presents and entertainment for your children or yourselves, often on credit cards or over-draughts or worse still loans, this time of year is really a hunting ground for capitalists and vultures looking to tie you into agreements that mean next year you will have to come back for more.

It is not our fault, advertisers and social media put us in positions that we simply cannot escape, and we borrow in order to “keep up” with the neighbours or our work colleagues be it through our children’s activities or through the car on the driveway, holidays, clothes even sports and hobbies all say something about us and our ability to pay out money, this is all well and good but what happens when you can no longer work? I don’t mean if something were to happen to you right now, more the inevitable end, Retirement we are all heading there and most of us with nothing planned to see us through.

I would like to push for another type of new years resolution, it will be something we are going to achieve in our house, that is instead of the standard “no chocolate” or “go back to the gym” both of which normally only last a couple of months before we find ourselves sitting on the couch eating chocolate while we should be at the gym, we are going to be working toward reducing debt and becoming more financially intelligent, after all how can you expect to master something without knowing how it works ?

Some startling statistics are that the average UK debt is £31k per adult! that is shocking and although I don’t know anybody quite there I am aware of people near that threshold, when you put that against the average UK household income of £28k the gap is clear to see, and of course as this comprised of borrowed money the interest is also staggering, an average of £967 in interest alone paid last year for every Brit.

All economies run on the least paid individuals, this is the case universally, as these economies are propped up on debt, the circle is vicious and relentless and designed to make it difficult to break, but not impossible.

Firstly bear this in mind, there are debt charities and advisories that offer free and payed advice to people struggling with debt, but this advice in my opinion is flawed beyond belief, the basic advice is centred around either declaring bankruptcy or entering into a sponsored agreement where you declare to the world that you are nearly bankrupt and asking for them to freeze all your accounts and let you pay off the balances, but let’s think that through for a moment,

  • Bankruptcy – Stays on your credit file for 6 years, and will affect your credit rating for much much longer, so let’s say that you have reached the point where you believe that is an option, you would normally be around 30 years old and may possibly have a mortgage, so you would need to sell the house and use the equity to repay debtors, everybody is made aware of the Bankruptcy as it is public information, and it will have to be declared when you apply for housing with private landlords, any credit over the value of £500 and could remain for longer based on how long it takes to become discharged, at the very best based on a 30 year old this means you are 36 when discharged and paying through the nose for credit while you try and rebuild a credit rating, then at around 40 you are able to start re-building your life and possibly look to buy a home again, all the while having to declare that you have been a bankrupt and paying higher interest for the rest of your life, this doesn’t sound like a good option to me.
  • IVA – Individual voluntary arrangement, this is a fixed term of between 60 and 72 months (so 5 years at best) possibly 6 and the conditions are no more relaxed, you will still have to sell any assets you have to pay into the IVA and then you are still the same age when you start to re-build your life.

And of course you could just bury your head in the sand and do nothing, but that leads to all manner of issues and most of these will ironically cost you more money because you are always viewed as not wanting to pay as opposed to not being able to pay and this is despite the fact that you haven’t got enough money for the initial debt.

The first steps in my opinion are to understand the nature of the debt, how much actually is it ? how much is the interest and how much am I paying off the capital ? often these questions are not asked and people simply start at the least amount and try to pay that off while struggling to keep up the payments on a debt that is costing them a fortune in interest every month.

Work out how much your utilities actually cost, it is surprising how many times we just simply pay the regular estimated payment without question and then are excited when the company gets in touch to tell us that as we have overpaid we can either claim the money back or allow it to be credited to our next bill (most companies assume this by default) under these circumstances we view this as good will on the part of the company but actually that money could have been better spent on a debt reduction rather than sitting in an energy companies account gaining interest.

Not everybody of course will be affected by the previous examples but I guarantee that if you are reading this you are either trying to make money to be more comfortable or you are stuck in a financial rut and are desperately trying to get out, what I am trying to illustrate is that lack of knowledge is often the most costly mistake we make, when we look at people that are financially savvy what we are actually seeing is people that have worked out how to not give all their money away, they look for value in expenditure and they look for return on debt, if you have a house that provides more rental income than the mortgage outgoing then this is good debt, if you consume any service or utility make sure that you are only paying for what you take, and never take anybodies word as gospel always check yourself where possible so you can say with certainty that you know how much you are getting charged and why.

Conclusion

As human beings we are forces of nature, we have the proven ability to change the world and explore other worlds, we can create our own futures, and deal with our pasts, capable of great acts of kindness and huge atrocity the human drive and spirit is the most voracious and uncompromising force known to man.

Make a list of every thing that is keeping you awake at night and worrying you in the morning, everything that makes you snap at family and friends because you are pre-occupied when they speak to you and realise that you do have the power to change it, end the cycle of debt by not taking anymore out, pay off credit cards quickly and realise that if you can’t do that then you can’t afford the lifestyle you are leading, but if you put that lifestyle to one side for a single year you may very well be able to afford a much better one, and not pay somebody else for the privilege.

Obviously I am not a financial adviser and any situation should be looked at on an individual basis to determine the correct course of action, but you cannot lose if you find a way to pay less interest to lenders, and borrow money or goods on inflated interest because we haven’t got a “perfect credit score”.

Amazon Seller – free guide to get started.

There are hundreds of courses out there to help you become an Amazon seller and on the whole they cost thousands to access, I know that you only get out of life what you put in but that does not mean we need to over extend ourselves or use money unnecessarily to learn something that can be picked up for free, sure if you were to be paying a couple of hundred pounds for a course then it would probably save you that much in errors further down the line, but when we start talking four and five thousand dollars then I really do think you would have to really screw up on a monumental scale to even up the balance.

I am not saying that these courses are all worthless, I am just pointing out that they are expensive and the majority of us have been driven to look for a side hustle or a change in income streams through lack of available funds, not through and abundance of money and boredom.

So I started looking around to see if there were any free reliable alternatives to some of the expensive courses, and I found this site https://tinuiti.com/blog/amazon/sell-on-amazon-uk/ the guide seems really thorough and one of the first things that I noticed was that I actually had no idea of the prerequisites of opening a seller account on Amazon, I also found another site as an alternative to Junglescout this is https://sellics.com they not only have a 14 day trial offer but they have some free resources including keyword search for your chosen products.

Another challenge I have is the US centric nature of this business, so I will be spending some time researching how much of an impact this will actually have on me as a UK resident and if there are any workarounds to those issues.

Turns out there are, in future posts I will going through setting up my seller account from a UK perspective and hopefully making a profit.

That’s all for now…….

Photo by David Riaño Cortés from Pexels

Changing yourself is not always a bad thing.

Controversial I know but hear me out, changing yourself is not always a bad thing if who you have become is what is holding you back, and for the majority of us that is the case, working jobs we hate on a corporate hamster wheel or even worse dead end jobs that are only “filling in time until we decide what to do” the world has educated the masses to believe that we are meant to work we shouldn’t aim high and routinely we, as a group ridicule the ones who dare to dream.

Don’t Change for Others!

Well no, you shouldn’t change for the sake of others, if you are being yourself and people have an issue with that then that is their issue not yours, on a personal level you should never alter your standards or shelve your hopes and dreams for the sake of a relationship, relationships are supposed to be reciprocal and therefore tolerance and in most cases a certain prioritisation of the partners wants and needs should come first and the other way round too, this way both parties are happy and equally valued, and if you had one person in your corner all all the time helping you to achieve your goals imagine how far you would get, this is not the place to change, love and loyalty under a false banner of intention and desire will always end in tears, Always.

Change Everything Else, However

I posted previously a news article that frankly scared the hell out of me, I do not want to work until I die, penniless and without the ability to enjoy my winter years or to help me children achieve their potential in a world that is getting smaller and more cramped, but to make this happen life has to be treated like a business, with the advent of gamer “professionals” and vlog millionaires the bar and the goal has shifted, you are now the business, and unless you treat everyday as a means to an end you will go out of business and be closed down sooner than you think.

The concept of going to work 9 to 5 and making a decent living, retiring at 65 and living a comfortable life at the seaside with a golden retriever and enjoying long walks on the beach with the Mrs in the sunset happy just to have an ice cream isn’t dying it’s dead, it no longer happens, chances are that if that was how you lived your life then the Mrs left ages ago for a younger bloke who sells rubber dog poo with a nice cheery face on it through his etsy store, and vice versa, this may sound very male biased but to be fair women have been just as capable of making huge sums of money as men, are just as capable of putting in the hours as men and the only thing that historically stopped them from achieving the same positions was having to wade through an archaic “old boys club” culture in business and life in general, this is now largely giving way and quite rightly, so the above scenario cuts both ways.

The process begins by having a look at yourself and having the guts to ask “what am I doing wrong?” and with the opportunities on the internet and global reach the way it is today, if you are worried about money in any shape or form then you (like me and millions of others) are doing something wrong, good news is these things are not too hard to spot I have listed below the one’s I found.

  • Sleep late / wake up late – sounds obvious right? then why do we all do it? realise that if we sacrifice the binge watching of breaking bad now we can watch it in a penthouse overlooking the beach in the future, but for now Sleep because nobody functions properly when tired and irritable.
  • Don’t exercise – Easy to say, that you want to be a business person or you are too busy to exercise, cardio at the very least is a must, remember you as an organism run on oxygen, cardio will improve your cardio vascular system, so in a basic sense the fitter you are, the faster you are and it takes less time to complete tasks, that way you have more time to do more things.
  • Take chances – The easy path is the path of least resistance, yet we marvel at people who are flexible and have trained themselves to be able to practise yoga or gymnastics or even bodybuilders. stop to think when looking up to these people is that what you are admiring is somebody literally chose the path of most resistance, if you are pushing so much there is a little pain then you are doing good.
  • Listen – Real simple, if you knew everything then you would be rich already, listen to as many people as possible, most of what is said will be useless, but there is gold in them thar hills!
  • Keep Goals in mind – Stop being distracted by everything around you, TURN OFF SOCIAL MEDIA NOTIFICATIONS

If you are looking for something to do while staring at your phone, rather than the latest cat video, or yet another guru shouting at you that their way is best and you should give them thousands to see how, train your mind to be quicker and more agile, try Elevate in the links below (not affiliate links) I will even start a little traineesuperhuman group so we can play against each other.

Call to Action

Now is not the time to start, now is the time to DO the clock has been ticking for some time already and we are literally fighting for our futures, so whatever it is you do, do it better, excel at your chosen field and always run a side hustle, no income is guaranteed that is true, but income that relies on the decisions out of your control needs a backup, because you never know when it is going to fail.

Work Until you Die? or make a stand now ?

This article confirms what I have thought for some time now, we need to make a stand because for most of us the future is set in stone and it is cold, hard and very unpleasant.

https://www.theguardian.com/membership/2017/mar/29/a-world-without-retirement

Photo by THE COLLAB. from Pexels